Islamic Mortgage Providers in Australia

An informational overview of Sharia-compliant home finance providers. The details below are indicative only — always verify current rates, terms, and availability directly with each provider.

Last updated: 22 June 2026

Hejaz Financial Services

Ijara (Shared Equity Rental)

Min Deposit

5%–20%

Max Term

30 years

Availability

Nationwide

  • Multiple products (Gold, Flexible, Essential)
  • Gold product from 5% deposit
  • Corporate Authorised Representative (AFSL 517686)

MCCA (Muslim Community Cooperative Australia)

Ijarah Muntahia Bittamleek (Lease-to-Own)

Min Deposit

10%

Max Term

30 years

Availability

Nationwide

  • Finances up to 90% of property value
  • Independent Sharia advisors
  • Pre-approval available

Amanah Islamic Finance

Variable & Fixed Rate (Sharia-Compliant)

Min Deposit

5%

Max Term

30+ years

Availability

Nationwide

  • Deposits as low as 5%
  • Offset accounts available
  • Fixed and variable rate options

⚠️ Important — Indicative Information Only

The provider details shown above (deposit requirements, terms, availability, and highlights) are indicative and based on publicly available information as at 22 June 2026. They are not exhaustive and may be inaccurate or outdated. Financial products change frequently. We do not guarantee the accuracy of this information. Always verify all details directly with the provider before making any decisions.

Not Financial Advice: Vehom does not hold an Australian Credit Licence (ACL) and is not authorised to provide credit assistance or financial product advice under the National Consumer Credit Protection Act 2009. All information on this page is general in nature and does not constitute a recommendation or offer to enter into any financial product. Trademarks: Provider names and trademarks are the property of their respective owners and are used for identification purposes only. Their inclusion does not imply endorsement, partnership, or affiliation. View full Terms of Service →